3:26:53 PM | 7/14/2025
Military Commercial Joint Stock Bank (MB) recently attended the 2025 Military Business Conference which brought together over 200 delegates from units and enterprises affiliated with the Ministry of National Defense. This event served as a platform for military-run companies to review their business operations and foster affiliated connections and cooperation.
MB plays a key role in supporting military enterprises with comprehensive financial solutions
At the conference, MB shared its remarkable achievements in the first half of 2025, reaffirmed its position as a key commercial bank within the national defense financial system. As of the end of June 2025, MB’s consolidated total assets exceeded VND1.29 quadrillion and its pre-tax profit reached VND15.75 trillion, equivalent to nearly 50% of its annual plan. The parent bank maintained strong performance with impressive indicators: ROE at 22.2%, ROA at 2.2%, and a CIR of just 24.3%, reflecting effective cost control and resource optimization amid ongoing economic fluctuations.
With digital transformation defined as a core growth driver, MB continues to invest a lot in technology to enhance customer experience and build a comprehensive digital financial ecosystem. The MBBank digital banking application currently has 32 million users, highest among Vietnamese banks and second nationwide in downloads (according to Meltwater, February 2025). BIZ MBBank, a platform for corporate clients, also leads in customer satisfaction and consistently ranks among the Top 10 financial applications on the Apple Store.
Ms. Pham Thi Mai Anh, Deputy Director of MB’s Digital Banking Division, emphasized: “MB is committed to ongoing strong investment in technology and innovation to deliver the most effective digital transformation solutions and support military enterprises in achieving sustainable growth and asserting their position in the digital era.”
Besides its impressive business results and digital platforms, MB plays a strategic role in supporting military enterprises through a comprehensive ecosystem of financial solutions. The bank offers a wide array of tailored products for Ministry of National Defense units, ranging from cash flow management solutions to preferential credit packages. Notably, MB has introduced a specialized loan package for military personnel and officials, with limits of up to VND100 billion, carrying an interest rate from 7% per annum, an maturity terms of up to 35 years, with a grace period of up to 5 years, and zero premature payment penalties, enabling borrowers to take charge of their long-term financial plans and care for their families’ futures after their service.
Through these initiatives, MB reaffirms its commitment to holistically supporting the armed forces at both the organizational and individual levels. This is part of MB’s sustainable and human-centered development strategy, contributing to national financial security and spreading positive values throughout the military community. Its participation in the 2025 Military Business Conference is a clear testament to MB’s pioneering spirit, sense of responsibility, and mission of connection and support within Vietnam’s national defense business ecosystem.
By Le Hien, Vietnam Business Forum
Vietnamese
